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Are you supporting a family? Are you wondering if it’s time to purchase life insurance? Like most forms of insurance, life insurance involves the insured making regular premium payments. In exchange, the insurance company agrees to pay your beneficiaries a lump sum in the event of your death. You may be wondering “how much life insurance should I have?” The answer depends upon a number of factors. Let’s take a look. Term Life Insurance Term
Did you know that the UK has 435 authorised life insurance companies? Unfortunately, about 60% of Britons don’t have any life insurance. Most people who haven’t taken life insurance have several misconceptions that deter them from investing in a life cover. Life insurance refers to a contract you have with an insurance company. As the policyholder, you’ll be making premium payments to the insurance firm, which will be payable to your beneficiaries upon your death.
If you’ve just bought a life insurance policy, this guide can help you keep it in good shape. Here are life insurance mistakes to avoid for beginners.
What is the one thing everybody needs, but far too few people seem to have? Life insurance. When most people are young and healthy, they put off buying a life insurance policy, and it’s only when they need it, they realize their mistake. Only 30% of people in the UK have life insurance, and if you’re among the 70% that doesn’t have one, then you need to. You may be asking. “Do I need life
It’s one of life’s hardest adult conundrums. While you want to be responsible and prepare for the future, thinking about buying life insurance seems a bit, well, morbid. On the one hand, you want to protect your family and make sure they are cared for when you can’t do it. But it’s hard to plan for your own death too. However, it’s a necessity of being a responsible adult, to look at life insurance and